MD, VA & FL homeowners — check your rate with no credit impact. No refinancing required. Primary, secondary, and investment properties welcome.
60 seconds · Soft pull only · No obligation · Secure & confidential
Soft pull only · Secure & confidential · No obligation
Fully digital from application to close. No branch visits. No appraisal scheduling. No waiting.
Enter basic property info. See your personalized rate instantly — soft pull only, zero impact to your credit score.
60 secondsFinish the full application online in minutes. Digital appraisal triggers automatically — no appraiser visit required.
10–15 minutesSign closing documents with a remote online notary. Funds available in as little as 5 days from application.
As little as day 5We combine W2 income with rental income to calculate your full qualifying picture — landlords and investors qualify with more borrowing power than traditional lenders allow.
Our platform qualifies more borrowers — especially investors and landlords that traditional banks turn away.
Traditional banks require FICO 640+ and cap at 80% CLTV — and ignore rental income entirely. We start at 600, go to 90% CLTV, and count every dollar you earn.
See If You QualifyPowered by NFTYDoor — institutional HELOC infrastructure used by banks, credit unions, and national lenders. You get the platform. You get Ryan.
Traditional bank HELOCs take 45–60 days. Our digital pipeline closes in as few as 5.
Digital appraisal. Online application. Remote notary close. Entirely from your phone or laptop.
Trusted by banks, credit unions, and national IMBs. Bank-level security on every transaction.
Real reviews from homeowners and investors who closed through our platform.
“From start to finish — easy and smooth. At no time was I unsure of the process. What an amazing experience. Really helped my family.”
“My clients closed quickly and efficiently. Incredibly communicative and responsive every step of the way. A truly seamless experience.”
“The technology was amazingly simple. So professional and so fast to respond. We couldn’t have asked for a better experience.”
I’ve built a fully digital HELOC platform that closes in as little as 5 days — so you spend less time waiting and more time using your equity. I work with homeowners, investors, and landlords across Maryland, Virginia, and Florida.
NMLS# 2052894 · 1266 Alverser Plz, Midlothian, VA 23113
KORE Mortgage LLC NMLS# 1879866
No. The initial rate check uses a soft pull only — zero impact to your credit score. A hard pull only occurs if you choose to formally proceed.
As little as 5 days from application. The entire process is digital — digital appraisal, online application, and remote notary close means no scheduling delays.
Yes. We offer HELOCs on primary residences, second homes, and investment properties. Rental income from those properties also counts toward your qualifying income.
Yes. W2 income and rental income are combined to calculate your total qualifying income. Landlords and investors often qualify for significantly higher amounts than traditional lenders allow.
No traditional appraisal required. Our platform uses a digital automated valuation model — no appraiser visit, no scheduling, no waiting weeks for a report.
No. A HELOC is a second lien — it sits behind your existing mortgage. Your current rate, payment, and terms are completely untouched.
We qualify borrowers starting at FICO 600. Traditional banks typically require 640 or higher — our platform approves more homeowners without sacrificing speed.
From $25,000 up to $750,000 depending on your available equity and CLTV. Most homeowners in MD, VA, and FL can access between $50,000 and $500,000.
Maryland · Virginia · Florida — primary, secondary, and investment properties welcome. FICO 600+. Up to 90% CLTV. Up to $750K.
Check My Rate Now — No Credit Impact