Naples investors — access equity from your rental or investment property. Rental income counts toward qualification.
60 seconds · Soft pull only · No obligation
Soft pull only · No obligation
Naples investment property values average approximately $680K. Investors are tapping that equity through HELOCs to fund additional acquisitions without selling or refinancing.
Fully digital from application to close. No branch visits. No appraisal scheduling.
Enter basic property info. See your rate instantly — soft pull only, zero credit score impact.
60 secondsFinish online in minutes. Digital appraisal triggers automatically — no appraiser visit required.
10–15 minutesSign with a remote online notary. Funds available in as little as 5 days from application.
As little as day 5Our platform qualifies more Naples homeowners — especially investors traditional banks turn away.
Traditional banks require FICO 640+ and cap at 80% CLTV. We start at 600, go to 90% CLTV, and count every dollar you earn including rental income.
See If I QualifyNo. The initial rate check uses a soft pull only — zero impact to your credit score.
As little as 5 days from application. The entire process is digital — no branch visits in Naples required.
Yes. We offer HELOCs on primary residences, second homes, and investment properties in Naples. Rental income counts toward qualification.
The average home value in Naples, Florida is approximately $680K, meaning most homeowners have around $442K in accessible equity.
No. A HELOC is a second lien — your current rate, payment, and terms are completely untouched.
We qualify Naples borrowers starting at FICO 600. Traditional banks typically require 640 or higher.
Check your rate with no credit impact. Close in as little as 5 days. FICO 600+. Up to $750K.
Check My Investor Rate — No Credit Impact